Ukrainian insurance market data from the supervisory statistics of the National Bank of Ukraine and from the information exchange between insurers participating in the PDMA project. About the project and methodology.
Gross written premiums
UAH mn
+17.9% vs H1 2025
non-life
35,523.5
+18.6%
life
3,127.8
+10.8%
Claims paid
UAH mn
+45.1% vs H1 2025
non-life
16,631.3
+49%
life
756.7
−7.4%
Loss reserve, non-life
UAH mn
as at 01.07.2026
incl. war risks
950.6
Eligible assets
UAH mn
+24% vs H1 2025
Taxes accrued
UAH mn
+9.5% vs H1 2025
rate
3% of income
Data as at 01.07.2026 · Sources: NBU, PDMA information exchange
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Insurance premium
The fee that an insurance company receives for insurance.
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Claims paid
The amount of money a company pays out upon the occurrence of an insured event.
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Sum insured
The amount within which the insurer is obliged to make a payment upon the occurrence of an insured event.
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Insurance reserves
The funds an insurer sets aside for future insurance payments.
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Loss reserve
Losses already reported to the insurer and not yet paid, plus losses incurred but not yet reported. A separate reserve is established for them.
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Reinsurance
Insurance of significant risks by a company with another insurer — a back-up cover.
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Endowment life insurance
Life insurance with a savings component: both cover in the event of death and the accumulation of funds.
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Term life insurance
Life insurance with a risk component: protection against unexpected events affecting your health.
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“War risks”
Insurance contracts containing at least one risk that covers losses caused by hostilities, at minimum: the direct and/or indirect impact of missiles, unmanned aerial vehicles of any type, air-defence or missile-defence systems and/or fragments of such munitions; fire, explosion or blast wave resulting from the direct and/or indirect impact of such munitions and/or their fragments.
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“War risks within the tariff”
The insurer covers war risks as a set percentage of the sum insured and does not apply a separate tariff for them.
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“With war risks”
The insurer applies a separate, specifically calculated tariff for war-risk cover.