Health insurance is one of the most popular types of insurance in the world and is a leader in the Ukrainian insurance market.
Voluntary health insurance is one of the types of insurance that remains relevant in wartime and remains among the factors that help the insurance market maintain its performance.
Health insurance is part of the post-war recovery plan for Ukraine, which will help rebuild our country.
The issue of voluntary health insurance has traditionally been a priority among the tasks of the NAIU. The leadership positions of the NAIU members, which together provide more than 80 percent of the total volume of Ukrainian health insurance, as well as the work of the association’s office, jointly provide the level of expertise required to develop changes that will balance the interests of Ukrainians, the state and business.
Today, VHI exists in Ukraine primarily as a corporate type of insurance (employers enter into insurance contracts for their teams), and there are also separate individual insurance programmes for individuals. Stable demand from the population, insurers’ capabilities, and the transition of the healthcare system to electronic interaction can create preconditions and opportunities for scaling up and popularising health insurance, overcoming some existing obstacles.
Continuing the cooperation between the state and the NAIU, the Chairman of the Association Denis Yastreb and professional representatives of insurers participate in working groups under the Committee on National Health of the Verkhovna Rada of Ukraine.
Fruitful and intensive work is underway within the groups, the expected results of which should include, in particular, the possibility of electronic interaction between insurers and healthcare facilities, the use of electronic medical documents by insurers, a public database of generalised medical protocols in a digital machine-readable format, a mechanism for recording, analysing and controlling medical prescriptions and a mechanism for feedback to healthcare facilities and doctors on the quality and validity of prescriptions, tax changes, and other equally expected reforms.
The process of organisation, composition of participants and progress of the working group’s work, which is ensured by the head of the working group, MP Dmytro Gurin, member of the Committee on National Health of the Verkhovna Rada of Ukraine, can serve as an example of professionalism and productivity. Confidence in the effectiveness and efficiency of such work is also given by the composition of the institutions involved – MPs, representatives of the Ministry of Health of Ukraine, the Ministry of Social Policy of Ukraine, the Ministry of Digital Transformation of Ukraine, the NBU, the National Health Service of Ukraine, state-owned enterprises and institutions that ensure the interaction and implementation of certain products, the state bank, representatives of related business segments, NGOs and business associations.
The NAIU does not stop and continues to introduce the best practices in the insurance market and to promote the development of a solvent, sustainable, competitive insurance market in Ukraine with proper protection of the rights of insurance consumers.
